Selecting a credit card with no annual fee can provide valuable rewards and benefits without the extra cost. Here are some top no-annual-fee credit cards to consider:
Capital One Quicksilver Cash Rewards Credit Card
Offers unlimited 1.5% cash back on every purchase. Includes a one-time $200 cash bonus after spending $500 within the first 3 months. Features a 0% intro APR on purchases and balance transfers for 15 months; 19.49% – 29.49% variable APR thereafter.
Citi® Double Cash Card
Earns up to 2% cash back—1% when you buy and an additional 1% as you pay off those purchases. No categories to track; simple and straightforward rewards structure.
U.S. Bank Altitude® Go Visa Signature® Card
Earns 4 points per dollar on dining, including takeout and delivery. Also offers 2 points per dollar at grocery stores, gas stations, and on streaming services. Provides a 0% intro APR on purchases for 12 months; variable APR thereafter.
Bank of America® Travel Rewards Credit Card
Earns unlimited 1.5 points per dollar on all purchases. Points can be redeemed for a wide range of travel expenses. No foreign transaction fees, making it suitable for international use.
Chase Freedom Unlimited®
Offers 5% cash back on travel purchased through Chase Ultimate Rewards, 3% on dining and drugstore purchases, and 1.5% on all other purchases. Includes a 0% intro APR on purchases for 15 months; variable APR thereafter.
When choosing a no-annual-fee credit card, consider your spending habits and preferences to select the one that aligns best with your financial goals.
